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Get Started on Your Financial Life Plan Today

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Our Financial Planning for Retirement Services:

Each Trilogy Financial Advisor will focus on navigating your unique situation and actualizing your Life Plan.

  • Navigating 401(k) Rollover

  • Distribution Planning

  • Saving for Retirement

  • Social Security Best Practices

  • Investing for Retirement

  • Early Retirement Planning

  • Income Planning

  • Retirement Transitioning

  • Employer-Based Plans

At Trilogy, we empower you to live wealthy in retirement.

We know that each decade of life brings new experiences, opportunities, concerns and financial focuses. This is why we believe you need more than a financial plan. You need a Life Plan.


Our Financial Advisors will help you plan for retirement as early as possible so you can feel prepared for unforeseen events, safeguard your financial independence, maintain your standard of living, support your family, get the tax benefits and simply enjoy retirement

Common Tips for Retirement Planning

While every plan is different, below are some common tips from our Advisors.

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    Start saving for retirement today

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    Contribute to your 401(k) or IRA

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    Maintain a
    retirement reserve

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    Manage your
    portfolio risk

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    Consider delaying Social Security


Planning your retirement strategy is important but not something to stress over. If you’ve already started saving, one of our certified financial planners can help you optimize your savings, investing and risk approach so you can live the retirement life you dream. However, if you haven’t started planning for retirement yet, there’s no better day than today!

Your Savings Account and Investing for Retirement

One of the most effective ways to save for retirement is to invest money, often into the stock market or other assets. It is unlikely that you can meet your retirement goals simply by allocating a portion of your salary to a savings account. Instead, a Financial Advisor and investment strategist can help you invest your asset to gain value and reach your goals.


For example, imagine that you contribute $5,000 per year to a savings account paying 1% interest annually. In 35 years, that account would be worth $208,000. But if you invested that same $5,000 annually, assuming a 7% average annual return, the account would hold close to $700,000 in that same time period. Naturally, the returns depend on what you invest in, and the best way to optimize that growth is to connect with a certified financial planner.


After you’ve built an emergency fund of three to six months of living expenses, you can work with your Financial Advisor to plan how much you want to save and invest for retirement. Things to consider include your current age, your target retirement age (average is age 65) and how much money for retirement you’ve already accumulated. Most Americans save and invest 15% of their incomes for retirement, but it’s important to consider your own Life Plan and what makes sense for your needs and dreams.


Often times employers will sponsor matching contributions to your retirement plan, so if 7.5% feels more comfortable to save, you may have the option for your employer to contribute the other half.

Common Types Of Retirement Plans

There are many different types of retirement plans that can fit your Life Plan and help you achieve your retirement goals. Here are few of the most common.

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    An individual retirement plan for which contributions are not tax-deductible, but withdrawals in retirement are tax-free.

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    An individual retirement plan for which contributions are not tax-deductible, but withdrawals in retirement are tax-free.

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    A self-employed retirement plan known as the Simplified Employee Pension (SEP) IRA requires employers to contribute 100% of the accounts' funds and provide equal benefits to all eligible employees.

Focused Long Term: How to Recover from a Financial Setback and Adjust Your Risk Tolerance

Life will always throw us curve balls, and that is why your certified financial planner will help you build a Life Plan that plans for potential setbacks. Whether it’s a change in your job, a stock market crash, a health-crises or more, it’s important to remember that your Financial Advisor is here to help you prepare for it and get through it so you stay on track with your long-term retirement goals.


No matter the dips, changes and setbacks, your retirement planning advisor will coach you to find ways to continue to contribute your target amount to your retirement account. Your planner will also help you reassess your risk tolerance if you feel overwhelmed or need to dial back your contributions and investments. It’s important to remember that one size does not fit all, and there may be more options that meets the eye to help you through any setbacks that come your way.

What You Need to Know About Early Retirement

Whether you dream of traveling the world, wish to pursue a second career or want to retire early, we’re personally invested in helping you feel secure and prepared for life. We are dedicated to helping you build a road map that supports your personal goals, needs and desired lifestyle. However you define success, we are in it together. We will be your sounding board, your validation and your honest feedback.


  • Monthly Budget

  • Sources of Income

  • Taxes & Inflation

  • Life Insurance

  • Non-recurring Expenses

  • Social Security

Transitioning into Your New Life: Retirement

We take pride in providing you knowledge & insight to direct the stages of your Life Plan.

Whether you want to transition gradually into retirement or dive in quickly, our Financial Advisor teams can support your goals with opportunities and advice that aims to help you live wealthy. We will show you all the options so you can make informed decisions.


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    Creating a List of Accomplishments in Retirement

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    Paying Off Debt

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    Creating a Budget & Planning Expenses

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    Considering a Passive or Second Income

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    Knowing Your Risks & Opportunities

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    Consolidating & Simplifying Accounts

Strategies to Maximize Your Social Security Benefits

Let’s create a Life Plan that can help you feel most comfortable in retirement.

Together we will develop strategies to maximize your Social Security benefits that will empower you to live the retirement of your dreams.

When is the best time to begin taking your Social Security benefits? Our recommendations will depend on your age, income, marital status, partner’s income (if applicable) and the age disparity between you and your partner (if applicable).


It’s ok to be behind on your retirement savings. In fact, most Americans are! That is why we believe it is so important to help everyday Americans navigate retirement planning and living through retirement after they’ve worked so hard to get there.


One of the opportunities your retirement financial planner may suggest after age 65 will help you maximize your Social Security benefits and retire confidently and with peace of mind. Collaborate with your financial planner on these tactics to maximize your benefits.

Income Planning for Retirement

Each Life Plan is unique and fueled by a budget to fit your goals.

Each Trilogy Financial Advisor is passionate about uncovering all of your options and being your champion to pursue your retirement dreams. Let’s map out your income plan and simplify any complexities so you can feel confident in your future.

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    Optimizing your
    retirement income

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    Developing a budget & savings plan

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    Minimizing taxes

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    Reducing risk &
    preserving wealth

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    Maximizing your Social Security benefits

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    Selecting a suitable investment approach

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    Determining your risk appetite

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    Reducing & eliminating debt

Tax Advantages in Retirement

Both your Financial Advisor and CPA or tax lawyer can help you navigate the best ways to minimize taxes in retirement. When investing, you often have a choice between paying taxes on contributions to a retirement plan and receiving the money tax-free in retirement, or contributing to a retirement plan with pre-tax dollars and being taxed on withdrawals in retirement. Depending on your Life Plan, Trilogy can coach you in building a retirement plan that meets your needs and goals, even if you plan to be in a higher tax bracket come retirement age.

Call Us To Get Started. (844) 356-4934